A Missouri man has pleaded guilty to robbing a local Bank of America branch using a demand note written on the back of his own birth certificate and while he was wearing an ankle monitor in connection with a previous case. The device easily placed him at the scene, according to court papers.
He did it all, he admitted to authorities, to “prove the truth” to his lover — though it’s unclear from court records exactly what “point” he was trying to make.
Michael Conley Lloyd30, pleaded guilty to one count of bank robbery in federal court on Friday, according to a US Department of Justice press release.
A criminal complaint on file in the Western District of Missouri describes the incident in this rather confused way:
On Wednesday, July 20, 2022, at approximately 11:30 a.m., an unidentified white male (“UNSUB”), wearing a gray, cut-off t-shirt, with blue gym shorts and orange sneakers on his right foot , enter BOA, located at 633 West Kearney, Springfield, Missouri. UNSUB has multiple tattoos scrawled on both his left and right arms. The UNSUB approached the cashier’s counter, handed the cashier a note, written on a piece of white paper like a printer, written with a pink or higher marker [sic] and it says, “Give Your Money Now. Don’t Say Anything. I Have A Partner Outside.” The cashier, who accepts the note will be referred to here as DD
DD took a note from UNSUB and took money from one of the cashier’s drawers at the cashier’s station occupied by DD. DD then handed the money and demand note to the UNSUB who took the money and demand note, turned away from the cashier counter, and exited through the west entrance of the BOA.
Investigators determined that the then-unknown perpetrator had used a black Dodge Ram pickup truck as the getaway vehicle, the complaint said.
A phone call at 11:40 a.m. — ten minutes after the robbery — drew the local constabulary to Loyd. The call came from Loyd’s roommate’s boyfriend, according to court papers. Loyd was immediately placed at Lazy Acres Mobile Home Park where he lives.
Authorities say Loyd quickly confessed after putting away his possessions Miranda rights.
During Loyd’s interview, Loyd admitted to robbing BOA earlier in the day. Loyd told investigators that he robbed the bank because he and his girlfriend. . . had a fight and he wanted to “prove the truth”. Before robbing BOA, Loyd wasn’t sure which bank he was going to rob but he drove by BOA and decided to pull into the parking lot, drive off. [his roommate’s] Black Dodge Ram. While in the parking lot, Loyd uses a highlighter to write a request note. The claim note was written on the back of Loyd’s birth certificate. Loyd recalled writing, “Shut up until I leave and give me all the money”. Loyd looted the BOA himself and received no input or help from anyone else.
Loyd said he threw his birth certificate and ID out the window when he fled, according to the complaint. He said he started to pass a police car driven by an officer responding to the robbery. He became frightened and began throwing the money he received from the teller out the window of the truck, he continued, according to the complaint.
Court papers say he then texted his roommate and told him to tell police that his truck had been stolen. He also tells her to start listening to his police scanner.
He then called his “lover,” Ashley, to “tell her what he had done,” the document continues to assert.
He knew quickly, however, that the jig was up.
“Loyd told investigators that he expected to receive a prison sentence and that he would take full responsibility for whatever sentence he received,” the charging instrument said.
Bank of America’s total loss was listed as $754, the document concluded. It also stated that the teller who confronted Loyd was concerned for his safety.
The plea agreement indicated that investigators knew Loyd was wearing an ankle monitor related to a previous incident when he confessed to robbing a bank. A tracking company confirmed that Loyd’s “ankle monitor was inside the Bank of America at the time of the robbery,” the plea agreement indicates.
The maximum possible sentence is 20 years behind bars and a $250,000 fine, the plea agreement indicates, but maximum sentences are rare. A full pre-sentence inquiry has been ordered.
Loyd’s type of plea gives federal judges discretion when sentencing.
It’s unclear from federal court records exactly why Loyd was wearing the ankle monitor. However, Missouri state court records suggest a defendant with the same first, middle and last name — possibly the same person — was charged with drug offenses, driving without a valid license, resisting or obstructing arrest, and “misdemeanor theft” (as a repeat offender four times or four plus times) in the spring and summer of 2022. That’s just part of a long statewide rap sheet with the same name as a federal bank robbery defendant.
Key parts of Loyd’s federal case file are available here.
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